Welcome to

Kerin Financial

Providing Financial Advice to the People of Louth. Mortgages, Pensions, Life & Illness Cover as well as Savings & Investments. 

Our goal, is to help our customers get the best return possible on their hard earned money. We help families get their first home and the best mortgage rates. We advise clients on how to maximise the return they get on their savings and investments and we show them how to save for their retirement.

Get in Touch and see how we can help.

Our Services

Mortgages

Are you sure you are getting the best value?

Savings & Investments

Need good advice? We have a range of options available.

Life & Illness Cover

Do you have the cover you need?

Pensions

Check out your retirement plan with us.

#Here to Help

Yes! We do Mortgages.


As a Mortgage Broker we have Mortgages available from KBC, Haven, PTSB, Finance Ireland and ICS/Dilosk.

We have access to the widest range of Mortgage Products in Mid-Louth.

FAQ

Frequently Asked Questions

First Time Buyer: How Much can I borrow?

First Time buyers can borrow up to 90% of the value of property and 3.5 times their income. We can offer a range of fixed and variable rates that will help you get into your first new home.

If you are thinking of buying your first home, contact us and arrange a chat.

I want to Switch or Re-Mortgage

Switchers can borrow up to 80% of the value of the property and 3.5 times their income. People switch for many reasons, extending or moving your home, free up equity or often to get a better rate.

If you think we can help, please contact us to arrange a consultation.

Can I get an Investment Mortgage?

Investors in Residential properties can normally borrow between 50% and 70% of the value of a property. Investment mortgage rates are typically higher than the average loan rate.

If you are in the market for an Investment Property please contact us to arrange a consultation.

Our Team

Lucy Kerin

Lucy Kerin

Director

Lucy has over 20 years’ experience in Financial Services both in Ireland and UK. Lucy set up Kerin Financial in 2020, in order to provide a greater financial choice to people in the Northeast.

Lucy is a Qualified Financial Adviser and holds a Certificate in Retirement Planning Advice. Lucy specialises in Investments, Pensions, Life and Illness cover.

Ray McAufield

Ray McAufield

Mortgage Advisor

Ray joined the team of Kerin Financial Ltd in October 2021 as a Mortgage Advisor, and is a Qualified Financial Advisor (QFA) through the Institute of Banking.

Ray has over 30 years’ experience in retail banking and lending, dealing primarily with Mortgages and he prides himself on providing clear concise advice to his clients.

Customer Feedback

Huge thanks to Lucy and Marie for all their help. They really went above and beyond for us, and we are delighted now to be in our forever home!

L&M, Ardee

Our sincere thanks to Lucy, Marie and Ray for all their help and assistance. We really appreciate it. I highly recommend Kerin Financial Services. 

SC, Ardee

Massive thanks to Lucy and Marie for helping us switch mortgage, we got a great deal, great advice and the process was really stress free! We’ll definitely be back, thanks again!

T&S, Ardee

Our Agencies

With the Mandatory requirements for the wearing of Masks removed from February 28th 2022 we wish to advise clients that if they wish to continue to wear a mask in the interests of personal health and safety they are welcome to do so. Also we are available by alternate means Zoom/Email/Phone etc if required.