Welcome to Kerin Financial
We provide Life and Illness Insurance advice to give you peace of mind
Who we help
- Individuals seeking personal insurance coverage
- Families looking for comprehensive insurance plans
- Business owners, entrepreneurs and professionals seeking tailored insurance
- Homeowners looking for mortgage protection
- Individuals and families wanting life and illness cover
What we offer
Our experienced advisor team have access to a wide range of insurance brokers and provide sound advice and will help you find the ideal insurance for your needs. We can help with the following and more.
- Life insurance
- Mortgage protection insurance
- Level term life assurance
- Serious illness insurance
- Income protection insurance
- Pension term assurance
- Section 72 insurance/Inheritance planning
We focus on understanding your unique circumstances to deliver insurance solutions that match your specific requirements. Our goal is to provide adaptable and comprehensive coverage to protect what matters most to you. With a dedicated team and a commitment to your peace of mind, we combine expertise with a genuine interest in safeguarding your assets and future.
Fantastic service. Excellent professional advice. Highly recommend their pension and insurance personal audit service. Hand over the policy numbers and they do all the work. Stress free update to retirement plans and insurance policies.
– Suzanne B.
Thank you Ray and Lucy for your first class professional advice and financial services over the past couple of years as we work towards achieving our financial goals. Fast and efficient service from knowledgable financial professionals. Highly recommended and will be back in the not so distance future.
– Alan M
Fantastic service on all things financial, Lucy offers a great service and always has the customers best interest at heart. Everything was very well explained which made my decisions so much easier and really put my mind at ease.
– Laura D.
Schedule a free appointment with our qualified insurance advisors
We will work to understand your personal concerns and insurance needs
We will provide expert advice and help you secure the right insurance for your needs
Get Started Now
Book a free online or face to face meeting so we can help ensure you have the insurance you need
Common Insurance We Help With
Life Insurance is a term that’s used to refer to a group of insurance products that pay out on the death of the person named on the policy. These plans are taken out by people for a number of reasons but most of all to pay off their mortgage should they die or to provide for their families if they pass on unexpectedly.
Mortgage protection policies pay if the policy holder dies while their home loan is still outstanding. If someone has a mortgage on their home they are generally required by law to have a mortgage protection policy. The amount of the pay out on the policy is designed to match the outstanding balance on the mortgage at any given time.
Level Term Life Assurance
This policy provides for a fixed amount of life cover (or serious illness cover) for a specified time. Level Term Cover provides a lump sum to your estate if you die before the end of the selected term. It can also pay out in the event of you being diagnosed with a specific illness during the term, should you include that benefit.
Serious Illness Insurance
A serious Illness policy pays out in the event of the policy holder becoming seriously ill with an illness specified on the policy. These policies can either be stand alone or part of a mortgage protection or term policy.
Income Protection insurance provides a replacement income should the policy holder become unable to work through accident or illness whilst the policy is in force. However, it does not cover you if you become unemployed.
Many companies in Ireland are run by a small number of key people. What happens to the business if one of these key people passes away or become seriously ill? Who will replace them? Business Protection Cover can provide the funds to help solve these issues.
Pension Term Insurance
Pension Term Insurance has all the benefits of Life Assurance with the added bonus of tax relief available on the premiums.
Section 72 Insurance
Section 72 cover is a life assurance policy, set up under a Trust for the beneficiaries of your will. It is designed to pay the beneficiaries enough funds to pay the Inheritance Tax bill that will arise on your passing. The Life Cover does not form part of your estate and may be a very good tax solution for a large estate.